Month: March 2014

8 REASONS WHY YOU WOULD NEVER BECOME RICH

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There’s an interesting maxim about how long wealth actually stays with a person and their descendants. The saying is three generations, tops: one to make it, one to spend it, and the third to blow it. Of course, there are exceptions to this rule, but have you ever sat down and seriously thought about wealth and what it means to you? Or do you figure, “What the heck, I’ve always been broke, my forefathers were broke; it’s generational” – it’s just a rite of passage of sorts. If you feel that wealth is out of your reach, you aren’t alone. According to some experts, there are millions of ‘clueless potential millionaires’ who could be at the top of the wealth ladder if they only reined in a few bad habits. However, you may be a skeptic, and rightly so. Being wealthy means different things to different people. But according to the experts, there are financial mistakes many people make that keep them away from their possible wealth.

What is Wealth Anyway? 

Most people do not equate wealth with a mansion or a big yacht. In fact, a scanty 7% of people surveyed associate wealth with material possessions like cars, houses and boats. Rather, to many, being rich means having just enough to not worry about the next payday – that’s according to 33% of those questioned. An additional 26% define being wealthy, or rich, as having more than enough money to quit their jobs. Still, few people place an actual dollar amount on what it means to be wealthy. Only 17% felt that being rich means having at least $1 million or more, and 11% stated a six-figure yearly income would make them feel rich. Yet most people who are rich don’t even consider themselves rich. Maybe it’s because being ‘rich’ or ‘wealthy’ has very little to do with material possessions, and more to do with how people feel about themselves. Nonetheless, according to financial experts you will never be rich if you are bogged down by anything on the following list:

1. Overspending

If you have a ferocious appetite for spending beyond your means, you’re not alone. According to a survey, of the 52% of people who habitually overspend, many balance the shortfall by taking from their savings, and 22% rely on credit cards. Blowing all your money each month is not a realistic pathway to wealth. Start tracking where your money goes each month, check where you can cut back, and create a ‘realistic’ budget that allows you to pay your bills and invest in a retirement account or an emergency fund.

2. Not Saving Enough

Welcome to the club! The personal savings percentage in the US is a measly 4.9% of disposable income. Saving should become a priority if you want to accumulate wealth. Start with an emergency fund. Once your emergency fund is substantial, you can redirect small amounts toward other goals like purchasing a home or paying for college.

3. You Have Too Much Debt

Certain debts are a precursor to financial success, like purchasing real estate or starting a business; however, a high-interest credit card balance is not. Pay off credit cards with the highest rates first.

4. You Don’t Have a Plan

Without a definite, clearly defined plan, becoming rich will seem like an unbelievable dream. This alone will solidify your excuses for overspending and not saving. As the saying goes, “Those who fail to plan, plan to fail.” Putting together a financial plan may seem tedious, but it doesn’t have to be, and you can get used to it.

private villa

5. You Don’t Have an Emergency Fund

Experts say you need at least six months of income saved in case of an emergency. Life is tricky, and not having some type of safety net can turn a comfortable situation into a disaster.

6. You Started Late

Time is slipping by. Just like starting an exercise routine, the most difficult part about saving is getting started. Even if you have debt, a small income, or many expenses, you can save something, even if it’s only a small amount.

7. You Complain Rather Than Commit

“I don’t earn enough money”; “Life is too expensive”; “It’s hopeless, I’ll never get out of debt.” Have you uttered any of these statements before, or perhaps all of them? Old habits die hard; however, as long as you do nothing to change, nothing will change. Stop complaining and making excuses. Instead, take responsibility for your non-productive habits and concentrate on how to change them – and then do it!

Being rich is more than physical ownership

8. You Live for Today, and Forget About Tomorrow

It’s no fun getting serious and thinking about retirement and all that stuff. Nonetheless, eventually it has to be done. The problem is that impulsive and unregulated spending leads to debt… period! Do yourself a big favor: Get rid of the ‘buy now, worry later’ attitude, and switch to a ‘save now, get rich later’ way of thinking.

 

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2 koners
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WORLD’S RICHEST RAPPERS 2014

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Cash rules everything around me, C.R.E.A.M. get the money. Dolla, dolla bill y’all! It’s that time of year again when we here at Celebrity Net Worth break down the richest rappers on the planet. It’s hard to believe that it’s already been a year since we released our last list and, as you can imagine, the last 12 months have been very good to hip-hop’s royalty. Apparently no one told these rappers that the music industry is dying because these hip-hop Kings (and one Queen) of cash are raking it in like never before. Hip-hop artists have proven to be particularly skilled at adapting to an ever-changing musical landscape. As physical album sales become less and less relevant to an artist’s bottom line, rappers are branching out faster and further than any other musical genre. Rappers simply cannot rely on record company advances and future album sales to boost their bank accounts anymore. Successful rappers today have discovered that they need to be selling merchandise, signing product endorsements, producing albums, and most importantly TOURING nonstop. It’s a lot of hard work, but as the list below proves, the hard work can definitely pay off. Big time.

Richest Rappers in the World 2014

Richest Rappers in the World 2014

Not surprisingly, the upper echelon of rap moguls are crushing it like never before today. As Diddy, Jay-Z, Dr. Dre and Birdman prove, once you attain mogul status two incredible things happen:1) Your money starts to grow exponentially. And 2) Your money grows exponentially without requiring you to lift a finger. Rap moguls hardly even need to release albums anymore. They definitely don’t need to live on a bus touring the world 200 days a year (unless they want to). Today’s hip-hop cash kings aren’t merely rappers. They are empire builders. They have the ability to watch their money pile up from the comfort and luxury of their very own private jet/island/yacht. Ok enough, delaying. Let’s get into the numbers.

1. Diddy – Net Worth: $650 million (up $70 million)

Not only is Diddy still dominating the #1, but he is officially the first rapper in history to crack the $600 million net worth mark. Diddy’s net worth increased $70 million in the last year alone thanks in large part to his 8 figure endorsement deal with Ciroc Vodka. He also continues to benefit from his long-established fashion and media empire. Diddy actually owns a significant piece of equity in Ciroc, which was recently valued at $1 billion. If Ciroc sold today, Diddy would reportedly earn $150 million. But it doesn’t stop at vodka. Recently it was revealed that Diddy and a group of investors bid $200 million to purchase Fuse TV from the Madison Square Garden Company. Diddy wants to combine Fuse TV with a cable channel he already owns called, Revolt TV. The combined new network would be a home for music, news, interviews and live music.

Jay-Z – Net Worth: $550 million (up $50 million)

Jay-Z continues to cash in on his 10-year, $150 million Live Nation deal which last another four years. His Magna Carter tour put $10 million in his pocket and he also earned $5 million from digital sales. In the last 12 months Jay sold his stake in the Brooklyn Nets and launched Roc Nation Sports, a sports agency in partnership with Hollywood powerhouse CAA. Roc Nation Sports has already cut deals for superstar athletes like Robinson Cano, Victor Cruz and Kevin Durant.

dre

Dr. Dre – Net Worth: $450 million (up $90 million)

Not only is the doctor in the house, he’s also in the bank vault stacking up gold bars. In the last 12 months, no rapper earned as much money as Dr. Dre. As you might have guessed, the vast majority of Dre’s $90 million net worth jump is related to a little company called Beats By Dre. Dre founded the company in 2008 with Interscope chairman Jimmy Iovine. They sold half the company to HTC in 2011 for $309 million. In 2012, Dre and Jimmy bought a quarter of that stake back for $150 million. In September 2013, private equity firm Carlyle Group purchased HTC’s remaining 25% stake plus another 25% stake (again leaving Jimmy and Dre with 50%) for $500 million. That valued the company as a whole at $1 billion which meant Dre’s stake was worth $250 million. And the business is growing! Beats by Dre is rumored to have generated $1.4 billion in revenue in 2013. If the company ever decides to go public, Dr. Dre could easily shoot to the top of the hip-hop money mountain. He’d likely be the very first rapper to break a billion dollar net worth.

The Richest Rappers In The World 2014:

  • 1. Diddy – Net Worth: $650 million (up $70 million)
  • 2. Jay-Z – Net Worth: $550 million (up $50 million)
  • 3. Dr. Dre – Net Worth: $450 million (up $90 million)
  • 4. Master P – Net Worth: $350 million (no change)
  • 5. 50 Cent – Net Worth: $270 million (up $10 million)
  • 6. Birdman – Net Worth: $170 million (up $20 million)
  • 7. Eminem – Net Worth: $160 million (up $20 million)
  • 8. Ice Cube – Net Worth: $140 million (up $20 million)
  • 9. Lil Wayne – Net Worth: $135 million (up $25 million)
  • 10. Snoop Dogg – Net Worth: $135 million (up $10 million)
  • 11. Kanye West – Net Worth: $120 million (up $20 million)
  • 12. Pharrell Williams – Net Worth: $110 million (up $30 million)
  • 13. LL Cool J – Net Worth: $100 million (up $15 million)
  • 14. Timbaland – Net Worth: $85 million (up $5 million)
  • 15. Akon – Net Worth: $80 million (no change)
  • 16. Beastie Boys – $75 million each (no change)
  • 17. Nelly – Net Worth: $60 million (no change)
  • 18. T.I. – Net Worth: $50 million (up $10 million)
  • 19. Pitbull – Net Woryth: $50 million (up $30 million)
  • 20. Nicki Minaj – Net Worth: $45 million (up $20 million)
  • 21. Andre 3000 – Net Worth: $45m (no change)
  • 22. Drake – Net Worth: $40 million (up $10 million)
  • 23. Ice-T – Net Worth: $40 million (up $5 million)
  • 24. Big Boi – Net Worth: $40 million (no change)
  • 25. T-Pain – Net Worth: $35 million (no change)
  • 26. Rick Ross – Net Worth: $35 million (up $7 million)
  • 27. Busta Rhymes – Net Worth: $30 million
  • 28. Flo Rida – Net Worth: $30 million (up $10 million)
  • 29. Ludacris – Net Worth: $25 million
  • 30. Chris Brown – Net Worth: $24 million

SOURCE: CELEBRITYNETWORTH.COM

DJ Shoots At Cops Inside Diddy & Rick Ross Release Party In Atlanta

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WHEN WILL GUN VIOLENCE WHICH CONTINUES TO BE ASSOCIATED WITH THE HIP HOP MUSIC GENRE EVER STOP? IT’S TIME FOR CHANGE

Bossip

"Diddy And Rick Ross Visit Pink Elephant In New York City"

An Atlanta area club was the scene of a shootout that left a DJ shot.

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195M tablets sold in 2013 with Android taking nearly 62% of the market

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Gigaom

Google(s goog)’s Android tablets have overtaken Apple’s(s aapl) iPad in at least one statistic: market share. Tablets running Android accounted for 61.9 percent of sales in 2013, research firm Gartner announced on Monday, making this the first year that Android slates outsold iPads. Don’t shed too many tears for Apple though: It sold 70.4 million iPads during the year which is nearly double that of Samsung’s tablet sales.

[dataset id=”821803″]
Source: Gartner (February 2014)

The overall tablet market has continued to grow as expected: Garter says a total of 195.4 million tablets were bought last year. That’s up from 116.3 million in 2012 and getting closer to total PC sales, which the research firm estimates to be 315.9 million. (Note: The figure represents PC shipments, not sales.)

Microsoft(s msft) made strides in 2013, more than doubling its tablet sales from the prior year but still only accounted for…

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